GIC & High Interest Savings


Cash and Credit Management Services
All Canadians save money using a chequing account and borrow money using some type of credit arrangement. Most go to their local bank branch because it is convenient. But is it the best choice? If you only deal with one financial institution for both your savings and borrowing needs, think of the conflict. Most banks make money through something called "the spread" - which is the difference between the amount of interest they pay you on your savings and what they charge you on your borrowing. This inherent conflict leads many Canadians to potentially lose thousands over their lifetime.


How can we help?
Due to Investment Planning Counsel’s independent approach, we can shop the market on your behalf to get great interest rates on your savings and low rates on borrowing. This means that we can use one financial institution to help you grow your savings and another to reduce your borrowing costs. Our team has developed a process called the Banking Relationship Review which will examine each banking relationship you currently engage and make recommendations for improvements.

We can offer:

  • High interest chequing/savings accounts
  • Great rate Guaranteed Investment Certificates (GIC)
  • Low rate Mortgages
  • Lines of Credits unsecured
  • Investment Loans
  • and much more

View our IPC Advantage Rate Report and if you would like to receive some information about our cash and credit management services please speak to one of our team members about a Banking Relationship Review, please contact us today.

©2012 Investment Planning Counsel ~ Last updated: Nov 3, 2011 at 2:09 PM ~ Privacy ~ Legal ~ Accessibility

Disclaimer: The information contained herein is for AB residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.